{"id":612,"date":"2021-07-06T10:58:37","date_gmt":"2021-07-06T13:58:37","guid":{"rendered":"https:\/\/moraistavares.adv.br\/blog\/?p=612"},"modified":"2021-07-06T10:58:37","modified_gmt":"2021-07-06T13:58:37","slug":"tj-sp-troca-igp-m-por-ipca-no-reajuste-de-contrato-de-financiamento-de-imovel","status":"publish","type":"post","link":"https:\/\/moraistavares.adv.br\/blog\/tj-sp-troca-igp-m-por-ipca-no-reajuste-de-contrato-de-financiamento-de-imovel\/","title":{"rendered":"TJ-SP troca IGP-M por IPCA no reajuste de contrato de financiamento de im\u00f3vel"},"content":{"rendered":"<h1>TJ-SP troca IGP-M por IPCA no reajuste de contrato de financiamento de im\u00f3vel<\/h1>\n<p>Por entender que a presta\u00e7\u00e3o dos compradores se tornou excessivamente onerosa, a 7\u00aa Vara C\u00edvel de Ribeir\u00e3o Preto (SP) determinou, em liminar, a substitui\u00e7\u00e3o do \u00cdndice Geral de Pre\u00e7os \u2014 Mercado (IGP-M) pelo \u00cdndice de Pre\u00e7os ao Consumidor Amplo (IPCA) na corre\u00e7\u00e3o monet\u00e1ria de um contrato de financiamento de im\u00f3vel.<\/p>\n<p>O IGP-M foi escolhido entre as partes no contrato para reajuste mensal. Por\u00e9m, em ju\u00edzo se observou que o \u00edndice foi de 20,92% em 2020, devido a fatores relacionados \u00e0 crise de Covid-19 e \u00e0 pol\u00edtica externa e interna.<\/p>\n<p>Enquanto o IGP-M foi muito superior ao \u00edndice de infla\u00e7\u00e3o real, o TJ-SP apontou que o IPCA seria mais adequado para manter o equil\u00edbrio econ\u00f4mico do pacto. Isso porque o \u00edndice foi de 5,5% no per\u00edodo, ou seja, refletiria melhor a infla\u00e7\u00e3o.<\/p>\n<p>&#8220;A aplica\u00e7\u00e3o de \u00edndice de reajuste em desacordo com a real infla\u00e7\u00e3o do pa\u00eds pode tornar invi\u00e1vel a continuidade dos pagamentos, que traz preju\u00edzo para a contratada, inclusive&#8221;, ressaltou a ju\u00edza 7\u00aa Vara C\u00edvel de Ribeir\u00e3o Preto (SP).<\/p>\n<p><span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-0-0\"><span data-offset-key=\"4dcp5-0-0\">#igmp<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-2-0\"><span data-offset-key=\"4dcp5-2-0\">#igpmaluguel<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-4-0\"><span data-offset-key=\"4dcp5-4-0\">#aumentoaluguel<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-6-0\"><span data-offset-key=\"4dcp5-6-0\">#aumentoabusivo<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-8-0\"><span data-offset-key=\"4dcp5-8-0\">#advogadojuizdefora<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-10-0\"><span data-offset-key=\"4dcp5-10-0\">#direitodoconsumidor<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"4dcp5-12-0\"><span data-offset-key=\"4dcp5-12-0\">#moraistavaresadvogados<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>TJ-SP troca IGP-M por IPCA no reajuste de contrato de financiamento de im\u00f3vel Por entender [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":413,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[66],"tags":[93,470,469,292,467,468,101],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.6.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>TJ-SP troca IGP-M por IPCA no reajuste de contrato de financiamento de im\u00f3vel - Blog Morais &amp; 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