{"id":574,"date":"2021-06-08T10:36:21","date_gmt":"2021-06-08T13:36:21","guid":{"rendered":"https:\/\/moraistavares.adv.br\/blog\/?p=574"},"modified":"2021-06-08T10:36:21","modified_gmt":"2021-06-08T13:36:21","slug":"o-que-e-um-plano-de-saude-com-coparticipacao","status":"publish","type":"post","link":"https:\/\/moraistavares.adv.br\/blog\/o-que-e-um-plano-de-saude-com-coparticipacao\/","title":{"rendered":"O que \u00e9 um plano de sa\u00fade com coparticipa\u00e7\u00e3o?"},"content":{"rendered":"<h1>O que \u00e9 um plano de sa\u00fade com coparticipa\u00e7\u00e3o?<\/h1>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"7r486-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"7r486-0-0\"><span data-offset-key=\"7r486-0-0\">Um plano de sa\u00fade com coparticipa\u00e7\u00e3o \u00e9 aquele que o benefici\u00e1rio paga a mensalidade e uma porcentagem dos procedimentos que realizar. Tem o objetivo de diminuir o valor da mensalidade, j\u00e1 que h\u00e1 um rateio do valor dos procedimentos realizados entre o benefici\u00e1rio e a operadora do plano de sa\u00fade.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"eoutu-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"eoutu-0-0\"><span data-offset-key=\"eoutu-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"dcp9o-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"dcp9o-0-0\"><span data-offset-key=\"dcp9o-0-0\">Os valores de coparticipa\u00e7\u00e3o ficam a cargo das operadoras e s\u00e3o definidos em contrato, por\u00e9m nunca ser\u00e1 o valor integral do procedimento.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"3d360-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"3d360-0-0\"><span data-offset-key=\"3d360-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"6pqik-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"6pqik-0-0\"><span data-offset-key=\"6pqik-0-0\">Para procedimentos de valor elevado como interna\u00e7\u00f5es, existe um valor m\u00e1ximo, denominado de teto, n\u00e3o sendo cobrado valor superior.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"9mttm-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"9mttm-0-0\"><span data-offset-key=\"9mttm-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"d8me2-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"d8me2-0-0\"><span data-offset-key=\"d8me2-0-0\">Contudo, \u00e9 importante verificar a frequ\u00eancia do uso do plano de sa\u00fade. Se o benefici\u00e1rio for um usu\u00e1rio que utiliza bastante o servi\u00e7o, poder\u00e1 ser mais interessante financeiramente a ades\u00e3o a um plano sem coparticipa\u00e7\u00e3o.<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"1ocmt-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"1ocmt-0-0\"><span data-offset-key=\"1ocmt-0-0\">\u00a0<\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"fgldn-0-0\">\n<div class=\"_1mf _1mj\" data-offset-key=\"fgldn-0-0\"><span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-0-0\"><span data-offset-key=\"fgldn-0-0\">#planodesaude<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-2-0\"><span data-offset-key=\"fgldn-2-0\">#coparticipa\u00e7\u00e3o<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-4-0\"><span data-offset-key=\"fgldn-4-0\">#planodesaudecomcoparticipa\u00e7\u00e3o<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-6-0\"><span data-offset-key=\"fgldn-6-0\">#direitomedico<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-8-0\"><span data-offset-key=\"fgldn-8-0\">#advogadodireitomedico<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-10-0\"><span data-offset-key=\"fgldn-10-0\">#advogadoplanodesaude<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-12-0\"><span data-offset-key=\"fgldn-12-0\">#advogadoplanodesaudeemjuizdefora<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-14-0\"><span data-offset-key=\"fgldn-14-0\">#advogadoplanodesaudeembh<\/span><\/span> <span class=\"_5zk7\" spellcheck=\"false\" data-offset-key=\"fgldn-16-0\"><span data-offset-key=\"fgldn-16-0\">#moraistavaresadvogados<\/span><\/span><\/div>\n<\/div>\n<div class=\"\" data-block=\"true\" data-editor=\"4q2lf\" data-offset-key=\"bio62-0-0\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 um plano de sa\u00fade com coparticipa\u00e7\u00e3o? Um plano de sa\u00fade com coparticipa\u00e7\u00e3o [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[164,419,421,432,430,138,101,193,431],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.6.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>O que \u00e9 um plano de sa\u00fade com coparticipa\u00e7\u00e3o? - Blog Morais &amp; Tavares Advogados<\/title>\r\n<meta name=\"description\" content=\"Um plano de sa\u00fade com coparticipa\u00e7\u00e3o \u00e9 aquele que o benefici\u00e1rio paga a mensalidade e uma porcentagem dos procedimentos que realizar.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/moraistavares.adv.br\/blog\/o-que-e-um-plano-de-saude-com-coparticipacao\/\" \/>\r\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"O que \u00e9 um plano de sa\u00fade com coparticipa\u00e7\u00e3o? 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